How does my customer make a payment through a bank transfer?

How does my customer make a payment through a bank transfer?

A simple solution for bank transfers with Sunrise Pay

Receiving payments via direct bank transfer is significantly less expensive than using credit cards, but getting users signed in and authenticated can be a cumbersome process. 

Sunrise Pay makes it faster and easier to set up bank payments through a flow designed with the user and security in mind. Customers enter their online credentials and Sunrise Pay (partnered with Plaid) instantly authenticates their account. 
Customers provide their account information and we then match it with what’s on file at the financial institution. Most banking institutions are covered, but for customers who aren't able to authenticate, or who would prefer not to, can verify with micro-deposits. These small deposits, less than a dollar, verify account ownership and make sure the right account is being connected.

Verify with Micro-Deposits

When accounts can’t be instantly authenticated, we offer a fast and easy micro-deposits experience. Customers enter their account information that would be found on a check, and Sunrise Pay, powered by Chase, makes two small deposits into their bank account within 1-2 days. At this point, the invoice will show as processing the payment.



The customer is sent an email from Sunrise Pay. When the two micro-deposits have posted to their bank account, they can click the link in the email to verify the deposits. Remember that micro-deposits may take 1-2 days to show up in their bank account. Reminder emails will be sent if the customer forgets to confirm their micro-deposits.




Your customer will enter the amount of the micro-deposits and the bank transfer will begin from their bank. Depending on your business bank, you may see the deposit the same day or 2-3 days later.


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